LIFE INSURANCE

An important part of any financial plan that can be used to create financial security for you and your family. After an insurance analysis, we can provide the proper coverage to potentially use the benefit to:

  • pay final expenses,

  • provide an income for your family and maintain standard of living,

  • cover consumer debts (credit cards, lines of credit, mortgages), and

  • provide a legacy. 

CRITICAL ILLNESS

The physical and emotional strain of a critical illness can be severe. In addition, the impact the illness can have on your financial plan can be devastating. To mitigate this risk, Critical Illness Insurance may be a solution for you. If you are diagnosed with a covered illness and satisfy the survival period, the lump sum of benefit is paid and can be used to:

  • cover lost income,

  • pay for medical costs not covered, and/or

  • cover expenses.

It gives you peace of mind to focus all your energy on recovery. Contact us today to see if Critical Illness protection should be considered for you plan.

DISABILITY INSURANCE

Your earning potential is your most valuable asset. Disability insurance is designed to help you and your family from the potential loss of income if you are unable to perform your job, a similar job, or any job. How soon and how long you can collect the monthly benefit is based on the policy contract. Most people are aware of the importance of life insurance, but rarely think about having a disability despite the statistics indicating they are quite common.




Travel Insurance

Please click the button below if you are interested in a quote for travel insurance.

INVESTMENTS

Wise Wealth Financial Solutions offers a wide range of Segregated Fund products from different providers. Using your risk tolerance and savings goals, we help you construct a customized portfolio. Segregated Funds allows you access to your maturity guarantees, death benefit guarantees, and the important ability to name your beneficiary. Here is a list of investment vehicles we offer that can help you with your wealth management:

  • RRSP and Spousal RRSP

  • RRIFs, LIFs, and LIRAs

  • Tax Free Savings Account (TFSAs)

  • GICs

  • Education Savings Plan (RESPs)

We help you meet your investment needs with guidance and independent advice to help you minimize taxes and maximize returns. Contact us today to review your current portfolio!

LONG-TERM CARE INSURANCE

As medical treatments advance, and people are living longer, it is important to consider the implications to your financial plan.  For example, if you cannot perform 2 of the 6 activities of daily living, a Long Term Care benefit will cover your expenses, either in your own home or in a facility, and for periods ranging from a few years to lifetime. We can help you find the right plan to protect your assets, give you the independence you deserve, and provide you the choice of care.

GROUP BENEFITS

Wise Wealth Financial Solutions works closely with small to medium sized businesses, to create a customized group benefit plan using one of our many group providers. We build a plan that has value for both the employer and employee. Group products can include: 

  • Prescription, Health and Dental Plans

  • Disability (short and long term) and Critical Illness

  • Health Spending Accounts

  • Group RRSP

 

Contact us today for a free consultation of your plan!